Types of Financial Aid
Often administered by the federal government and based on deep financial need, do not have to be repaid. Some examples of common grants are:
- Pell Grant
- Supplemental Educational Opportunity Grant (SEOG)
- Iowa Vocational-Technical Tuition Grant
- Kibbie Grant
For more information click here.
Students can inquire about private scholarships with their high school guidance counselor, employer, church and local civic organizations. Students should never pay money to complete a scholarship application. Kirkwood’s scholarship program provides support for all students — all academic and financial levels — in most programs. You only have to complete one application to be considered for the hundreds of scholarships offered through the Kirkwood Foundation. www.kirkwood.edu/scholarships
Many students borrow using the Stafford Loan Program. It’s important to only borrow what you need after taking into account any grant or scholarship money you received as well as expected income from a part-time job. For more information about federal student loans, go here.
You can work a part-time job and earn money for educational or personal expenses. The amount of work-study you’re eligible for depends on your remaining financial need that isn’t covered by other comparable types of aid. However, work-study is limited and assigned based on when student Free Applications for Federal Student Aid are received. So, get your FAFSA filed early! www.kirkwood.edu/workstudy
Kirkwood Payment Plan
Kirkwood Community College offers students and families a convenient Installment Payment Plan free of interest. The tuition payment plan helps families budget the cost of tuition and fees by spreading out the cost over a number of payments during the term. The payment plan will consist of equal installments to be paid on fixed dates each month during the term via ACH withdrawal from a valid checking or savings account or a credit or debit card. Please note that if a class is added or dropped or charges are added to the student account the installments due will change to incorporate new charges.
This is not a loan program. Additional details here.
Project Start provides broad-based support to students. Participants are students who encounter barriers that might prevent them from enrolling or completing their academic goals. To be eligible for Project Start, an individual must meet financial guidelines, demonstrate academic promise and display the potential for success. Participants are expected to be self-sufficient within one year. For more information, go here.
The Division of Vocational Rehabilitation is a branch of the State of Iowa Department of Education. DVRS is a federal-and state-sponsored program that provides many specialized services on an individual basis to students with disabilities. These services include financial assistance.